Condo Insurance in West Monroe, Louisiana
It’s crucial to protect the valuables in your condo. You, not the homeowners association, are solely responsible for your condo’s contents. it is necessity to have a condo insurance policy.
Your condo association will have a master policy that will cover the property, common areas and physical structure of your building. However, the contents of your condominium, such as your carpet, your clothes and your furniture are not covered.
That’s why you need condo insurance.
Condo insurance will typically include coverage such as:
- Personal property
- Replacement value of your primary dwelling and specified permanent attachments, up to a specific value
- Bodily injury if someone is hurt on your property (just like a homeowners policy)
- Liability for property damage
- Damage protection from dangers such as fire, frozen plumbing, vandalism, glass breakage, etc.
A traditional condo insurance policy will cover damages to most of your personal belongings as well as walls, floors and ceiling coverings. Most condominium associations will say that the owner is responsible for everything within the unit, including permanently attached fixtures and improvements such as kitchen cabinets and appliances.
When you’re ready to shop for Condo Insurance, also known as an HO6 policy, call A Accelerated Insurance at (318) 388-5992.
A Accelerated Auto Insurance was founded in 1992 by a group of independent insurance agents. Their vision was to provide affordable auto insurance rates to all customers regardless of driving record or credit history. This vision allowed them to quickly build a large, loyal customer base. In 2006 Jared Fuller began his career with Accelerated Insurance as a customer service representative. Over the next 10 years Accelerated expanded its reach to offer home and business insurance in addition to auto. In 2015 Jared’s wife, Cristy Fuller, also started working for the company. During the year 2016, they became the sole owners of Accelerated Insurance. Advances in technology allow Jared, Cristy, and a small staff to continue to grow while still providing excellent service to their existing policy holders. They continue to maintain the same vision of savings and service for Northeast Louisiana.