For those of us who are collectors of classic cars, it isn’t just a way to get around; it’s an investment that will continue to appreciate.
Some classics are taken out for a Sunday spin, while others are admired and pampered in a garage. Not everyone uses their classic or antique vehicles the same, which is why an A Accelerated Insurance agent will work with you to select the appropriate policy. It is important for us to understand your coverage needs, miles driven, vehicle age and any vehicle modifications to ensure you get the correct policy for your investment. Here are some things to keep in mind when you’re shopping for classic car insurance or collector car insurance:
- Agreed Value: This means the insurance carrier will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you can purchase as well. Talk to an agent to find out which coverage is best for your situation.
- Low Rates: Collector vehicles aren’t usually driven year round, so your insurance premium will reflect this by being lower than a standard auto policy.
- Coverage Options: Each collector car is unique. That is why A Accelerated Insurance will work with you to determine the right amount of coverage to ensure your classic is insured properly.
- Mileage: Don’t be afraid to drive that classic! Not all of our companies limit mileage driven, but most base the rate off of being driven less than 5,000 miles a year.
- Roadside Assistance: It’s a classic! Unfortunately, they are prone to breaking down from time to time. With a Roadside Assistance endorsement you can drive worry free.
Detailed photographs of your classic auto are a must! In the unfortunate event of a claim, it will make the claims appraisal process much smoother!
Have a classic Jeep or Mopar to insure? Call a qualified A Accelerated Insurance agent today to quote you the best combination of coverage, value and rate for you. Give us a call today at: (318) 388-5992
A Accelerated Auto Insurance was founded in 1992 by a group of independent insurance agents. Their vision was to provide affordable auto insurance rates to all customers regardless of driving record or credit history. This vision allowed them to quickly build a large, loyal customer base. In 2006 Jared Fuller began his career with Accelerated Insurance as a customer service representative. Over the next 10 years Accelerated expanded its reach to offer home and business insurance in addition to auto. In 2015 Jared’s wife, Cristy Fuller, also started working for the company. During the year 2016, they became the sole owners of Accelerated Insurance. Advances in technology allow Jared, Cristy, and a small staff to continue to grow while still providing excellent service to their existing policy holders. They continue to maintain the same vision of savings and service for Northeast Louisiana.