Never Settle For Cheap Boat Insurance
As summer approaches, many of you are eagerly preparing to take your boats out on the water or perhaps even considering purchasing a new one. When it comes to insuring your boat, it’s important to prioritize having the right coverage rather than simply opting for the least expensive policy. While boating season offers incredible fun and excitement, being on the water also comes with certain risks. As you shop for boat insurance, make sure your policy includes three specific coverages, which are sometimes optional but highly recommended:
- On-Water Towing: Imagine being out on the water and suddenly experiencing a breakdown or running out of gas. In such situations, on-water towing coverage becomes invaluable. It covers the costs associated with getting you gas, performing soft un-groundings, towing your boat back to shore, jump-starts, and more. Trust us, you don’t want to be caught without this coverage. Having your boat towed on the water can be an expensive ordeal.
- Wreckage Removal: In the unfortunate event that your boat sinks, there is a legal obligation to remove it. This coverage pays up to the liability limits of your policy to bring your boat to the surface and remove it from the water. Not only does this help you fulfill your responsibility, but it also prevents any potential environmental hazards and protects the waterways.
- Fuel Spill Cleanup: Should your boat sink or experience a fuel leak, this coverage comes into play. It covers the costs associated with cleaning up the fuel from the water. The amount paid depends on the liability limits specified in your policy. It’s crucial to ensure that you have sufficient liability insurance to fully protect yourself and the environment in case of a fuel spill.
Owning a boat is a fantastic adventure, and the memories created on the water are truly unparalleled. To enjoy your boating experience to the fullest, it’s essential to have the peace of mind that comes with a comprehensive boat insurance policy. Such a policy not only safeguards you and your passengers but also ensures protection for those around you. Keep in mind that numerous optional coverages exist, and we are here to assist you in understanding each one and finding the insurance policy that best suits your needs.
Don’t let unforeseen incidents dampen your boating enjoyment. Take the necessary steps to protect yourself, your boat, and the environment by investing in a reliable boat insurance policy. Reach out to us for expert guidance, and let us help you navigate the waters of boat insurance to find the perfect coverage for you.
A Accelerated Auto Insurance was founded in 1992 by a group of independent insurance agents. Their vision was to provide affordable auto insurance rates to all customers regardless of driving record or credit history. This vision allowed them to quickly build a large, loyal customer base. In 2006 Jared Fuller began his career with Accelerated Insurance as a customer service representative. Over the next 10 years Accelerated expanded its reach to offer home and business insurance in addition to auto. In 2015 Jared’s wife, Cristy Fuller, also started working for the company. During the year 2016, they became the sole owners of Accelerated Insurance. Advances in technology allow Jared, Cristy, and a small staff to continue to grow while still providing excellent service to their existing policy holders. They continue to maintain the same vision of savings and service for Northeast Louisiana.